Monique Braud Peace
+13104767931
  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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! NEW PROGRAMS !
100% FHA Financing: No Income Limit and No First-Time Homebuyer Requirement 
5% DOWN PAYMENT on 2-4 Units CONVENTIONAL Financing

In today's volatile market, you need a professional, experienced partner. 

Monique Peace is a seasoned Loan Originator who has over 30 years of experince in the real estate and mortgage lending industry. She tracks daily market movement and knows the ups and downs of today's changing market. Monique works hands-on with each client to ensure a smooth loan closing.
Her extensive knowledge and expertise sets her apart from her competitors. 

"I am blessed to be able to do what I love! 

If you have been dreaming of owning a home, NOW IS THE TIME! 

"Home Ownership is the key to independent & generational wealth. 
Let's work together to make this happen for you!"  

Contact me today!

Email: Monique@MoniquePeace.com
Office:   310-476-7931

Cell:      310-902-3702

MONIQUE BRAUD PEACE
DRE 01064171 | NMLS 262427


2024 
Conforming & FHA Loan Limits | 
High Cost Areas

$1,149,825 - 1 Unit
 $1,472,250- 2 units
 $1,779,525- 3 units
 $2,211,600- 4 units
NEW 2025 Conforming Base Loan Limit $802,650 - 1 Unit

Conventional 3% down payment for 1 Unit and
5% down payment for 2-4 Units, Prmary Residence

Jumbo financing with minimum 10% down payment available
 
FHA:  3.5% minimum down payment |  100% Financing also available
VA loans - $0 down payment



ACC Mortgage Lending | 361 Van Ness Way | Suite 302 l Torrance, CA 90501
Equal Housing Opportunity | DRE #02071522 | NMLS #1907315
Loan programs and interest rates subject to change without notice. Interest rate is not guaranteed until locked in.  Not all loan products are available in all states. Restrictions may apply. All loans subject to credit approval, acceptable income, assets and underwriting approval.

www.nmlsconsumeracces.org

Recent Articles

Nov
20
2024
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Let’s face it—living with your parents has its perks. Free laundry, home-cooked meals, and (hopefully) no rent. But if you’re one of the many young adults still living at home, you might also be feeling a little stuck. And that’s okay—life is expensive...
Nov
13
2024
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
Recent economic shifts have left many homebuyers asking: Is this really the right time to buy a home? In light of new inflation data, the answer isn’t black and white. But there’s good news—an increase in housing inventory and slower home price growth are tipping the...
Nov
06
2024
What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
As the Federal Reserve prepares to potentially cut interest rates by a quarter of a percentage point this Thursday, it brings a ripple of opportunity—and questions. For many, a rate cut hints at more accessible borrowing costs, potentially sparking new momentum in homebuying,...
Oct
30
2024
Debunking Scary Myths About Buying a Home
Thinking about buying a home but spooked by the “scary” stories out there? Let’s face it: the home-buying journey can seem like a haunted house of myths and misunderstandings. But don’t let these myths frighten you off! Here’s a look at the top spooky...
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