Monique Braud Peace
+13104767931
  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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2025
HIGHER LOAN LIMITS
High Cost Areas
Conventional Conforming High Balance & FHA Expanded
1 Unit - $1,209,750
2 Units - $1,548,975
3 Units - $1,872,225
4 Units - $2,326,875

VA LOANS - NO MONEY DOWN up to $2,500,000 Loan Amount!*

JUMBO Non-Conforming & Non-QM 10% Down NO MI

DSCR - Investment Property - NO Personal Income Required


FHA 3.5% Minimum Down Payment 1-4 Units

$0 Down/100% Financing FHA - No Income Limit and No First-Time Homebuyer Requirement

Conforming 3% Down | 1 Unit $806,500 Loan Amount  

5% Down 2-4 Units Conventional Conforming, Maximum Loan Amount:
2 Units - $1,032,650

3 Units - $1,248,150
4 Units - $1,551,250

In today's volatile market, you need a professional, experienced partner. 

Monique Peace is a seasoned Loan Originator with 35 years of experince in the real estate and mortgage lending industry. She tracks daily market movement and knows the ups and downs of today's changing market. Monique works hands-on with each client to ensure a smooth loan closing.
Her extensive knowledge and expertise sets her apart from her competitors. 

"I am blessed to be able to do what I love! 

If you have been dreaming of owning a home, NOW IS THE TIME! 

"Home Ownership is the key to independent & generational wealth. 
Let's work together to make this happen for you!"  

Contact me today!

Email: Monique@MoniquePeace.com
Office:   310-476-7931

Cell:      310-902-3702

MONIQUE BRAUD PEACE
DRE #01064171 | NMLS #262427
Equal Housing Opportunity

ACC Mortgage Lending | DRE #02071522 | NMLS #1907315
Loan programs and interest rates subject to change without notice. Interest rate is not guaranteed until locked in.  Not all loan products are available in all states. Not all applicants will qualify. Restrictions may apply. All loans subject to credit approval, income/employment guidelines, assets, and underwriting approval.
*VA loan programs subject to VA eligibility & guidelines.

www.nmlsconsumeracces.org

Recent Articles

Mar
26
2025
Why Waiting to Buy a Home Could Cost You
In today's housing market, many potential buyers are hesitant due to rising mortgage rates and increasing home prices. However, industry experts suggest that delaying your home purchase might not be the best strategy. Barbara Corcoran, founder of The Corcoran Group and star of "Shark...
Mar
19
2025
Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers
After a slow winter, mortgage rates have dropped to their lowest levels since December, offering a fresh opportunity for homebuyers and sellers. With more homes on the market, slower home price growth, and longer listing times, the housing market is starting to shift in favor of...
Mar
12
2025
Selling Your Home? What You Need to Know About Capital Gains Taxes
If you’re planning to sell your home, you may have heard about capital gains taxes—but what does that mean for you? The good news is, many homeowners can reduce or even avoid paying taxes on their profits if they meet certain requirements. Here’s a simple breakdown...
Mar
05
2025
Why Now Is the Time to Apply for a Mortgage
If you’ve been sitting on the sidelines waiting for the “right time” to buy a home, this is your sign. Mortgage demand just jumped 20% in a single week, according to the latest CNBC report, all thanks to falling interest rates. What does that mean for you? It means the...
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